How important is currency diversification when investing?
Investing for your future is complex enough but expats have an extra layer of uncertainty to deal with. Most internationally mobile investors juggle complicated lives, earning money in one country but with assets and responsibilities in other jurisdictions.
Would You Run Towards Emerging Market Blood?
The Expat Investor explores why times of trouble in emerging markets such as Brazil and Argentina should not dissuade you from considering them as part of a balanced portfolio.
Why The Rich Think They’re Happier than Research Says They Are
I took a year off work in 2003. I bought a 15 year-old Toyota van and drove it down to Mexico. It didn’t have a sink, a bed or a fridge. I cooked on a portable propane stove. When nature called, I used a shovel.
Muslims Can Use Stocks and Gold To Build Shariah-compliant Portfolios
In this article, Andrew Hallam describes how Muslims can build a winning portfolio that aligns with Shariah law. This story, however, isn’t just for Muslims. It reveals the universal benefits of low-cost investing and diversification. It also answers a question that would fool most investors: “What’s more volatile, gold or stocks? The answer might surprise you.
How Much Money Do You Need To Retire?
In this story, Andrew Hallam answers the question, “How much money do expats need to retire?”
Banking Offshore (Part 2)
Offshore banks - fees and charges
Expats will find that by and large there are no standing charges for using an offshore bank account. (Local bank accounts tend to have a tariff for everything after the welcome handshake!) You will, however, incur costs for what’s termed ‘additional services’, for example bank drafts, stopped cheques or foreign currency payments.
Banking Offshore (Part 1)
How will I manage my banking requirements? You’re a busy working expatriate, thousands of miles from home; you want to open an account with an offshore bank in a well-regulated international finance centre, but your bank manager will be in a different time zone; when you’re awake, he’ll be asleep and vice versa. How do you effect your day-to-day banking requirements?